Lifestyle and Financial Articles For You



Why it is a good time to buy a car!

September 8, 2019
With new car sales numbers continuing its downward trend and a significant oversupply of new vehicles globally; now has never been a better time to buy a new car in Australia.  The local car industry... Read More

Benefits of a Business Car Loan

August 15, 2019
For many small businesses and ABN holders, the purchase of a new business vehicle is generally the biggest financial decision they make. Therefore it is crucial to understand what finance options are... Read More

Build Next Level Team

June 3, 2019
I have made a lot of mistakes and learned hard lessons when I was scaling my business. Looking back, there were things that I did and even more that I wish I didn’t do that would have made the... Read More

How to Use Your Competitors Success to Your Advantage

May 27, 2019
Competition is a good thing and should not be viewed as a deterrent for you to thrive in a particular industry, the customers problem still exists otherwise there wouldn’t be a industry. Think of... Read More

How To Foster Loyalty Among Employees

May 20, 2019
3 Years and 4 months. That is the national average tenure in a job in Australia. That is up to 3 jobs in a decade! And that’s if you’re lucky. As a business owner, it is your job to make your... Read More

[FAQ] Am I eligible for an immediate write-off?

May 1, 2019
There is no better time to buy assets for your business than now. Simplified depreciation is another win for small businesses as it allows immediate write-off for a depreciating asset as long as it... Read More

The Importance of Our Customers' Voice

February 20, 2019
Do you feel some companies just hear you but never really listen? At 1800 Approved, we listen and we are proud to let them see our actions from their words. Why is listening so important I once... Read More

Car Loans for Self Employed: The Complete Guide

February 12, 2019
In this guide we’ll be walking you through the car loan process for business owners and self employed as well as the general requirements needed and options available to secure a car loan. How to use... Read More

Why the Royal Commission means a better Car Loan for You

February 7, 2019
While the Financial Sector draws a deep breath, odds are that the outcome of the Banking Royal Commission ensures your next car loan will be a better one. After more than 10,000 public submissions,... Read More

Sedan Sales Marketshare Falls to Record Low in November

January 8, 2019
Sedan popularity has dropped to an all-time low, as evidenced by November’s new-vehicle sales figures.  As a percentage of new-vehicle sales, sedan — or “car” — segment marketshare dropped to 28.8%,... Read More






1. If you are eligible, click on the 'Apply' button.

2. Complete the application in under 3 minutes.

3. An experienced broker will call you to find the best solution.

4. Follow our prompts for documentation collection. 





🗸 be 18 years or over

🗸 be a permanent Australian resident or an Australian citizen

🗸 receiving an acceptable income e.g. rental income

🗸 must not have any unpaid default over $4000

🗸 not currently bankrupt, part 9 or 10





Making an application is quick and easy – you just need to have the following documents ready to give your broker:  

  • Current Australian Residency Identification 
  • 2 recent payslips
  • Or one current bank statement 

In short the answer is No, you can source your own car. We offer a holistic solution to our customers, from financing to sourcing a vehicle at the most competitive rates and specs that suits you through our vehicle solutions partner – Drive. 

We are a multi award winning independent finance group who believe in helping people achieve their dream or goal with our holistic solution. Arranging everything from finding the right finance and insurance that suits you to sourcing the right vehicle at the best price – we can even source a vehicle, that suits you, through our vehicle solutions partner – Drive  

Interest rates can vary depending on the age of the vehicle you are buying, your credit file, credit score, assets and liabilities. Our rates start at 3.99%* for new vehicles for business use customers. 
* based on a commercial contract for a new vehicle with specific criteria. 

A balloon payment allows you to reduce your repayments during the term of the car loan by making a once-off lump sum payment at the end of your loan. For example, if you were to take a $30,000 loan over five years with a 30% balloon, your regular repayments at a comparison rate of 8.10% would drop from $609.73 per month to $467.24 per month with the addition of a $9,000 lump sum payment due with your final payment. 
Balloon payments are available for cars that are up to five years of age. We will contact you within the last six months of your loan term to discuss your payment options. Your payment options could include re-financing the balloon amount in a new car loan. Alternatively, you could pay this balloon payment from your own funds. 


Once we receive your online application, you will be contacted by one of our experienced brokers, within 2 business hours. The timeframe from approval to completion can be anything from 1 hour under ideal circumstances. Give us a call on 1800 2777 6899 an obligation free discussion with one of our experienced brokers. 

 If you apply for finance with 1800 Approved as an ABN customer you can:  

  • Apply with less documentation,  
  • Receive discounted interest rates between 0.4 - 3% less than a consumer loan.  
  • Benefit from a tax write off with your finance– we recommend speaking to your financial advisor before you apply. 

Not if you are currently in bankruptcy or a Part 9 or 10 debt agreement.  However, if you are discharged we can be able to assist you. Click here for assessment that will not damage your credit score or call on 1800 2777 6899 and talk to one of our experienced brokers to find a solution. Alternatively 


The short answer is yes, if your repayments are 14 days overdue or more then this will most likely be recorded on your credit score. At 1800 Approved we believe that everyone deserves an opportunity, so give us a call on 1800 2777 6899 an obligation free discussion with one of our experienced brokers. Alternatively, To learn more download our E-book 

At 1800Approved we believe in assessing your circumstances today and finding a solution that best suits you. We do this with the help of our 40+ lender portfolio, so give us a call on 1800 2777 6899 and talk to one of our experienced brokers to find a solution. Alternatively click here for assessment that will not damage your credit score 

At 1800 Approved, unlike a bank, we will not show on your credit file as a “declined” if your application is unsuccessful. We do not leave an impressions on your file as part of our assessment. More than 6 enquiries in a 12-month period may affect your application for finance. 




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