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1. If you are eligible, click on the 'Apply' button.
2. Complete the application in under 3 minutes.
3. An experienced broker will call you to find the best solution.
4. Follow our prompts for documentation collection.
🗸 be 18 years or over
🗸 be a permanent Australian resident or an Australian citizen
🗸 receiving an acceptable income e.g. rental income
🗸 must not have any unpaid default over $4000
🗸 not currently bankrupt, part 9 or 10
Making an application is quick and easy – you just need to have the following documents ready to give your broker:
In short the answer is No, you can source your own car. We offer a holistic solution to our customers, from financing to sourcing a vehicle at the most competitive rates and specs that suits you through our vehicle solutions partner – Drive.
We are a multi award winning independent finance group who believe in helping people achieve their dream or goal with our holistic solution. Arranging everything from finding the right finance and insurance that suits you to sourcing the right vehicle at the best price – we can even source a vehicle, that suits you, through our vehicle solutions partner – Drive
Interest rates can vary depending on the age of the vehicle you are buying, your credit file, credit score, assets and liabilities. Our rates start at 3.99%* for new vehicles for business use customers.
* based on a commercial contract for a new vehicle with specific criteria.
A balloon payment allows you to reduce your repayments during the term of the car loan by making a once-off lump sum payment at the end of your loan. For example, if you were to take a $30,000 loan over five years with a 30% balloon, your regular repayments at a comparison rate of 8.10% would drop from $609.73 per month to $467.24 per month with the addition of a $9,000 lump sum payment due with your final payment.
Balloon payments are available for cars that are up to five years of age. We will contact you within the last six months of your loan term to discuss your payment options. Your payment options could include re-financing the balloon amount in a new car loan. Alternatively, you could pay this balloon payment from your own funds.
Once we receive your online application, you will be contacted by one of our experienced brokers, within 2 business hours. The timeframe from approval to completion can be anything from 1 hour under ideal circumstances. Give us a call on 1800 2777 6899 an obligation free discussion with one of our experienced brokers.
If you apply for finance with 1800 Approved as an ABN customer you can:
Not if you are currently in bankruptcy or a Part 9 or 10 debt agreement. However, if you are discharged we can be able to assist you. Click here for assessment that will not damage your credit score or call on 1800 2777 6899 and talk to one of our experienced brokers to find a solution. Alternatively
The short answer is yes, if your repayments are 14 days overdue or more then this will most likely be recorded on your credit score. At 1800 Approved we believe that everyone deserves an opportunity, so give us a call on 1800 2777 6899 an obligation free discussion with one of our experienced brokers. Alternatively, To learn more download our E-book
At 1800Approved we believe in assessing your circumstances today and finding a solution that best suits you. We do this with the help of our 40+ lender portfolio, so give us a call on 1800 2777 6899 and talk to one of our experienced brokers to find a solution. Alternatively click here for assessment that will not damage your credit score
At 1800 Approved, unlike a bank, we will not show on your credit file as a “declined” if your application is unsuccessful. We do not leave an impressions on your file as part of our assessment. More than 6 enquiries in a 12-month period may affect your application for finance.