Best rates for new & used caravans

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Eligibility


  1. Be 18 years or over

  2. Be a permanent resident or an Australian citizen

  3. Be currently employed

  4. Must not have any unpaid default over $7000

  5. Not currently bankrupt, part 9 or 10

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Apply


  1. If you are eligible, click on the 'Apply' button.

  2. Complete the application in under 3 minutes.

  3. You will receive a call from one of our experienced brokers.

  4. Follow our prompts for documentation collection.

What better way to get away from the hustle and bustle of everyday life than hook up your caravan and head off for the weekend.

Caravan holidaying is a great option for a flexible holiday that caters for the whole family – even your pet! At 1800Approved we offer quick and affordable caravan financing solutions at the best interest rates. 

BUSINESS VS PERSONAL

Business Caravan Loan

Buying a caravan as a sole operator or as a company is where a business caravan loan becomes can help. You will have fixed monthly payments over an agreed period and take ownership of the caravan, provided all payments are made at the end of the loan term. 

Personal Caravan Loan

A personal caravan loan is where you borrow an amount of money, from a financial institution, and repay the debt over an agreed timeframe with equal instalments. You can apply for a secured or unsecured loan type. 

Secured VS Unsecured

Secured Caravan Loan

Use an asset to secure the loan, such as a caravan. This asset is then used as a kind of security against the loan.  If at any time you are unable to repay the loan, the lender may be able to use your security asset to recuperate the difference.   

Unsecured Caravan Loan

The lender requires no security for the debt. The loan is still subject to your ability to repay it. The interest rates on unsecured loans are higher on average than secured loans, which offsets the increased risk of losing money for the lender. 

When applying for a caravan loan, be it secured or unsecured, you should always check the information with your 1800Approved financial broker. 

Chattel Mortgage

Definition

A Chattel mortgage is much like a secured car loan for assets purchased for business use. The lender takes a ‘mortgage’ over the vehicle as security for the loan. Once the repayments are completed at the end of the repayment term, you’ll own the vehicle outright. 

Benefits

  • Low-interest rate possibilities as it is a secured loan.
  • 100% finance options may apply 
  • Flexible lease terms from 12 to 84 months  
  • The potential to claim Input Tax Credits if you are registered for GST

FREQUENTLY ASKED QUESTIONS

ABOUT MY LOAN

Making an application is quick and easy – you just need to have the following documents ready to give your broker:

  • Current Australian Residency Identification 
  • 2 recent payslips
  • Or one current bank statement 

In short the answer is No, you can source your own car. We offer a holistic solution to our customers, from financing to sourcing a vehicle at the most competitive rates and specs that suits you through our vehicle solutions partner – Drive.

We are a multi award winning independent finance group who believe in helping people achieve their dream or goal with our holistic solution we compare 40+ Lenders. Arranging everything from finding the right finance at the best low interest rate and a no deposit that suits you to sourcing the right vehicle – finding the right vehicle, that suits you, through our vehicle solutions partner – Drive

Interest rates can vary depending on the age of the vehicle you are buying, your credit file, credit score, assets and liabilities. Our rates start as low as 4.69%* for new vehicles for business use customers. 
* based on a commercial contract for a new vehicle with specific criteria.

A balloon payment allows you to reduce your repayments during the term of the car loan by making a once-off lump sum payment at the end of your loan. For example, if you were to take a $30,000 loan over five years with a 30% balloon, your regular repayments at a comparison rate of 8.10% would drop from $609.73 per month to $467.24 per month with the addition of a $9,000 lump sum payment due with your final payment. 
Balloon payments are available for cars that are up to five years of age. We will contact you within the last six months of your loan term to discuss your payment options. Your payment options could include re-financing the balloon amount in a new car loan. Alternatively, you could pay this balloon payment from your own funds. 

APPLICATION AND APPROVAL

Once we receive your online application, you will be contacted by one of our experienced brokers, within 2 business hours. The timeframe from our high approval rate to completion can be anything from 1 hour under ideal circumstances. Give us a call on an obligation free discussion with one of our experienced brokers. to walk you through our fast and easy approval process

If you apply for finance with 1800 Approved as an ABN customer you can:

  • Apply with less documentation,  
  • Receive discounted interest rates between 0.4 - 3% less than a consumer loan.
  • Benefit from a tax write off with your finance– we recommend speaking to your financial advisor before you apply. 

Not if you are currently in bankruptcy or a Part 9 or 10 debt agreement. However, if you are discharged we can be able to assist you. Click here for assessment that will not damage your credit score or call on 1800 2777 6899 and talk to one of our experienced brokers to find a solution. Alternatively

QUESTIONS ABOUT MY CREDIT

The short answer is yes, if your repayments are 14 days overdue or more then this will most likely be recorded on your credit score. At 1800 Approved we believe that everyone deserves an opportunity, so give us a call on 1800 2777 6899 an obligation free discussion with one of our experienced brokers. Alternatively, To learn more download our E-book

At 1800Approved we believe in assessing your circumstances today and finding a solution that best suits you. We do this with the help of our 40+ lender portfolio, so give us a call on 1800 2777 6899 and talk to one of our experienced brokers to find a solution. Alternatively click here for assessment that will not damage your credit score.

At 1800 Approved, unlike a bank, we will not show on your credit file as a “declined” if your application is unsuccessful. We do not leave an impressions on your file as part of our assessment. More than 6 enquiries in a 12-month period may affect your application for finance.

How It Works

Apply

It takes minutes to make an online application – no lengthy question 

Settle

Work with your dedicated broker who will find you the best deal 

Choose

Our vehicle procurement service DRIVE will find you the best vehicle 

Enjoy

Once you are approved you can pick up your keys! And, if you get your vehicle with us we will deliver it* 

What our customers are saying

Great service, went the extra mile to get a deal done.
— Heinz Schwarzer
Thank you so much for your help. I'm so happy I decided to go with you guys. Fantastic service from Cathy.
— Tami
Thank you so much you changed my life.
— Aneta Dadok
Well done Cathy done a great job and I look forward to working with her again.
— Jason Sullivan
I would like to thank for your continued support since using you & your company as a second string financier. I commend you on your professionalism not only with the customers but also with myself & my staff. You are always happy to assist & look at each customer on their merits & come up with a win win solution when our main stream financiers cannot assist. Even though we are in different states this has not once hindered the finance or sale, you make things as smooth & seamless as possible for the customer. Thank you for your assistance & support & look forward to our continued relationship.
— David di Losa
Switching to Morgan at Ausloans was extremely easy. We have been getting great customer feedback and keeping more deals. There is great communication and transparency and I would have no hesitation in recommending Morgan to friends, family and other businesses.
— Tom Bennington
Morgan from Ausloans has been a pleasure to work with on guests that Toyota Finance don’t accept. Morgan is easy to talk to and very efficient, but most of all our guest our comfortable speaking to Morgan. I really appreciate her promptness.
— Phillip Farrugia | Toyota
"I was introduced to Ausloans and the team set me up a finance page for my business which looks great." VIP Auto Brokers.. . I have added a link to the page on my adds on Facebook and Gumtree and love having a dedicated finance team working on the back end for approvals for my business. Once a customer is approved they let me know and I can help them into a car 😍. Awesome company, awesome people. Thanks
— Daniel Haddad | VIP Auto Brokers
"Using Zink has really helped fast track the finance process in my business. My team use it in conjunction with our Facebook page, so as a client comes through our automated chat and fills in the application form online my dedicated broker can see what their profile is like and request documents even if its outside of normal call hours. Its grest being able to know upfront which clients are likely to be able to get finance approval and who its worth holding cars for. "
— Moe Dandan | Extreme Car Sales
Shamiez was bloody fantastic. There was no bullshit... whatever I wanted she did for me. Very happy! —
— Aaron
I would like to thank for your continued support since using you & your company as a second string financier. I commend you on your professionalism not only with the customers but also with myself & my staff. You are always happy to assist & look at each customer on their merits & come up with a win win solution when our main stream financiers cannot assist. Even though we are in different states this has not once hindered the finance or sale, you make things as smooth & seamless as possible for the customer. Thank you for your assistance & support & look forward to our continued relationship. —
— David di Losa
The service I received was very prompt. I would recommend 1800Approved to anyone wanting to use a positive lender. Thank you for making this a positive experience for me. —
— David Dring
Dealers were really good, especially when the loan got approved.
— via Suncorp
Really good and good customer service.
— via Suncorp
They were great and fantastic
— Chris
Dealers were really good and I got what I wanted.
— via Suncorp
My broker was helping me with the car loan and he suggested the comp cover happy with it.
— via Suncorp
They were as good as expected and nothing more.
— via Suncorp
Dealers were thorough with everything.
— via Suncorp
Very easy to communicate with and easy and to find and very prompt to getting back to me via phone.
— via Suncorp
Janean was easy to talk to and help us find a car and no hassle and they where able to answer their questions they where very easy to get a hold of either text or phone calls and they would send text msg with pictures of cars and the website.
— via Suncorp
Sam smith was very easy to communicate with and was very prompt.
— via Suncorp
They were so helpful
— via Suncorp
Serina was great and lovely. I got a complimentary car detail from the dealers.
— via Suncorp
Very good service and no issues. They provided me with all the details that I needed and I spoke to a broker in regards to finance; very helpful and very prompt and knownledgable about the product.
— via Suncorp
They were awesome, gave lots of information and really easy to deal with.
— via Suncorp
Provided great service and excellent to deal with and very knowledgably and helpful
— via Suncorp
My broker was absolutely fantastic and outstanding. He was very personable, empathetic and simple. I loved that he took the time to explain everything, even the little things and explained it all in plain English. I felt like I was not taken advantage of.
— via Suncorp

Rated 4.9 in overall satisfaction by Google Google

Disclaimer

Representative example: Based on a $30,000 loan with an 84-month term for a borrower with excellent credit history at a comparison rate of 4.99% p.a. the estimated total amount payable per month is $444. Interest rates range from 4.99% p.a. (comparison rate 6.97% p.a.) to 12.37% p.a. (comparison rate 20.30% p.a.). Rates are subject to change depending on the rates offered by lenders in our Lending Markets. 1800Approved credit criteria and terms and conditions apply. 

Head Office: 1/33 Ereton Drive Arundel QLD 4214