--- title: Paying Too Much ? Refinance Your Car Loan & Save Money - We work for you, not your bank! description: Paying Too Much ? Refinance Your Car Loan & Save Money - We work for you, not your bank! image: http://www.1800approved.com.au/hubfs/blog/Save%20time%20and%20Money.jpg --- [![1800 Approved Finance Solutions](https://www.1800approved.com.au/hubfs/Logos/1800Approved_dark.png)](https://www.1800approved.com.au) ### [**1800 277 768](tel:1800277768) #### WELCOME TO # Our blogs Our aim is to supply you with the best information that you can be confident in your knowledge when you make an application with us. # [![logo-easter-d](https://www.1800approved.com.au/hs-fs/hubfs/Easter%20Campaign%202022/logo-easter-d.png?width=268&name=logo-easter-d.png)](https://consumer.zink.com.au/v1) ### Other Posts - [COVID-19 proof your business cash flow – with a little help from the government!](https://www.1800approved.com.au/blog/covid-19-proof-your-business-cash-flow) - [$150,000 Tax-write Off — Going, Going, Gone](https://www.1800approved.com.au/blog/tax-write-off-going-going-gone) - [Current combination of events means it's the best time to buy a car](https://www.1800approved.com.au/blog/the-current-combination-of-events-means-its-the-best-time-to-buy-a-car) - [How to protect your credit score during this COVID-19 pandemic](https://www.1800approved.com.au/blog/tips-on-how-to-manage-your-business-cash-flow-0) - [Tips on how to manage your business cash flow— How the stimulus package is geared to help.](https://www.1800approved.com.au/blog/tips-on-how-to-manage-your-business-cash-flow) - [**](https://www.facebook.com/sharer/sharer.php?u=https://www.1800approved.com.au/blog/paying-too-much-refinance-your-car-loan-save-money-we-work-for-you-not-your-bank) - [**](https://twitter.com/share?url=https://www.1800approved.com.au/blog/paying-too-much-refinance-your-car-loan-save-money-we-work-for-you-not-your-bank) - [**](https://plus.google.com/share?url=https://www.1800approved.com.au/blog/paying-too-much-refinance-your-car-loan-save-money-we-work-for-you-not-your-bank) - [**](https://www.linkedin.com/cws/share?url=https://www.1800approved.com.au/blog/paying-too-much-refinance-your-car-loan-save-money-we-work-for-you-not-your-bank) - [**](http://www.youtube.com/user/?url=https://www.1800approved.com.au/blog/paying-too-much-refinance-your-car-loan-save-money-we-work-for-you-not-your-bank) ## Paying Too Much ? Refinance Your Car Loan & Save Money - We work for you, not your bank! Posted by [Ken Edwards](https://www.1800approved.com.au/blog/author/ken-edwards) on 14 February, 2017 ![Car Loans](http://www.1800approved.com.au/hs-fs/hubfs/blog/Save%20time%20and%20Money.jpg?width=640&name=Save%20time%20and%20Money.jpg "Car Loans") If you have a mortgage, you have probably either considered refinancing or already have refinanced it at a lower rate. What about your car loan? Car finance rates are low right now and a timely refinancing could save plenty on your monthly payments.   Are your current repayments too high? Is your loan not exactly what you expected? It might be time to upgrade your Car Loan and find yourself a better deal. Just like your car, a loan needs a regular service to ensure you are getting the best deal possible. [At 1800Approved](https://www.1800approved.com.au/refinance), we have many years of experience assisting clients in selecting the best tailor-made finance solution for their own personal requirements.   We work for you, not the banks!   Refinancing is a simple way to a new healthier loan. A simple process of saying goodbye to an existing suffocating loan and replacing it with a streamlined, modern loan that reduces your current repayment burden. [Our experienced finance experts](https://www.1800approved.com.au/refinance) are ready to guide you in finding a perfect loan specialised for your individual situation and save you money.   Refinancing is often a good deal for buyers who got their loan through the dealer. We’re often amazed that consumers have no idea how much more they pay when they accept a typical loan from a dealer. Dealerships make a large portion of their money through the finance department so they often load the rate to the client which can inflate the cost of the vehicle. They may also take away the negotiating component of the vehicle and they basically lock in an interest rate into particular types of vehicles.   Professional finance experts recommend to consumers to engage a [car finance broker](https://www.1800approved.com.au/refinance) who can compare deals and often score cheaper financing.   Great news, so what’s next?   - Are you a minimum of 12 months into your current Loan?   - Are you up-to-date or even ahead with your current Loan repayments?   - If your current loan is less than 12 months old, just ask us. Some exceptions apply.   - We can potentially assist in decreasing your monthly/weekly/fortnightly loan repayments and have your car paid off quicker.   Please contact us now on 1800 277 768 or [www.1800approved.com.au/refinance](https://www.1800approved.com.au/refinance) Topics: [Insider](https://www.1800approved.com.au/blog/topic/insider), [General](https://www.1800approved.com.au/blog/topic/general), [Car Loans](https://www.1800approved.com.au/blog/topic/car-loans) [![1800Approved_dark](https://www.1800approved.com.au/hubfs/Logos/1800Approved_dark.png "1800Approved_dark")](https://www.1800approved.com.au/new) #### join our newsletter Keep up with the latest tips #### Financial Services #### Company #### Resources 2008-2026 © Ausloans Pty Ltd Australian Credit Licence # 383 999 - [**](https://twitter.com/1800Approved) - [**](https://www.youtube.com/user/1800approved) - [**](https://www.facebook.com/1800Approved) - [**](https://www.linkedin.com/company/1800approved-finance-solutions) - [**](https://plus.google.com/+1800approvedAu) ![](https://www.facebook.com/tr?id=2099318183729557&ev=PageView&noscript=1) ![](https://www.facebook.com/tr?id=759887617369365&ev=PageView&noscript=1) ![](https://www.facebook.com/tr?id=122106498438777&ev=PageView&noscript=1) ![](https://bat.bing.com/action/0?ti=5128956&Ver=2) [![ClickCease](https://monitor.clickcease.com/stats/stats.aspx)](https://www.clickcease.com) ```json { "@context" : "http://www.schema.org", "@type" : "FinancialService", "address" : { "@type" : "PostalAddress", "addressCountry" : "Australia", "addressLocality" : "Gold Coast", "addressRegion" : "Queensland", "postOfficeBoxNumber" : "4214", "postalCode" : "4214", "streetAddress" : "33 Ereton Dr. Arundel" }, "aggregateRating" : { "@type" : "aggregateRating", "ratingValue" : "4.6", "reviewCount" : "233" }, "areaServed" : "Queensland, New South Wales, Victoria, South Australia, Tasmania, Australian Capital Territory, Northern Territory, Western Australia, Sydney, Perth, Melbourne, Hobart, Darwin, Brisbane, Adelaide, Gold Coast, Canberra, Newcastle, Wollongong, Logan City, Townsville, Geelong, Sunshine Coast, Cairns and Albury/Wodonga", "award" : "Australian Broking Awards - Asset Finance Broker of the Year 2016", "brand" : { "@type" : "Organization", "name" : "1800Approved Finance Solutions" }, "contactPoint" : { "@type" : "ContactPoint", "contactType" : "customer service", "telephone" : "1800277768" }, "description" : "A leading motor vehicle finance broker in Australia since 2008. 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