Our team of experts have been making the best car finance deals in Melbourne for years. We assess your situation, shop around for quotes so you won’t have to, then we help you choose the best deal that suits your needs.

We, and the over 40 top lenders in our panel, are committed to making vehicle finance so easy for you. As simple as filling out a form and waiting for our finance broker to call you with the quotes.

It is that easy!

Why Choose 1800Approved?

Modesty aside, our approval rating is off the charts. 9 out of 10 of our customers drive away with their new or used car even if they have bad credit.

It is our passion to help people in Melbourne secure a car loan.

Be one of our customers and feel the 1800Approved difference.

  • Quick and easy application process
  • Get approval within the day (except for certain circumstances)
  • Interest rate as low as 4.90%
  • Less paperwork. We hate paperwork.
  • Expert advice for employees, tradies, and businessmen.

Pre-Approved Car Loans

Beat the dealerships during negotiations by getting a pre approved car loan. A Pre approved car finance is as good as cash so it gives you an edge when bargaining the price or when asking for some freebies 

As low as 4.90% Interest Rate

We never promise the lowest interest rate but we can assure you that whatever the interest rate is, that is the best that you can get with your current situation.

New and Private Sale Car Finance in Melbourne

Whether you are buying new or used, we got you covered

Car Loans for Businesses

Businesses have different needs and different set of requirements that is why we have dedicated finance brokers specialising in business car loans.

What are my options?


It is like renting your way to a brand new car or having a new car every 3 or 5 years. With leasing you have the option to buy the car at the end of the term or trade it in for a new model. We'll explain it to you further, fill out the form or call us now.

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Novated Leasing

Novated leasing is a great way for business owners to help their employees buy a new car. Under this agreement, the employer pays the monthly repayments from the employee's pre-tax income. Don't worry if you're a little confused, we'll go over it in detail. Call us now!

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Chattel Mortgage

If you own a business, you can use chattel mortgage to buy a car, truck, equipment, or any other vehicle. The lenders loans you the money to buy what you need and then ties a mortgage on the asset as security. Fill out the form and we’ll fill you in on the details.

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Hire Purchase

Simply put, it’s hire to own. The lender buy the vehicle for you and you hire it for a specified number of years. Ownership is then transferred to you when the final payment is made.

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Bad credit car loans

Low credit score? Worry not. We’ve helped numerous people in Melbourne drive away with a brand new or used car even if they have a bad credit score. It’s one of our specialties. Let us help you too. Call us now!

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Low Doc Car Loans

Business owners and the self-employed sometimes have trouble completing requirements. Either they don’t have it or are not comfortable sharing some information. Are you one of them? Let’s talk.

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Whatever your situation is, we are confident that we can help you get approved for a car loan. We’ve been doing it for years in Melbourne and we’ll continue to do so for years to come.

Our roster of satisfied customers is getting longer every day. Give us a chance to serve you today.

Fill out the form or call us on 1800277768 for all your vehicle financing needs.



Wide Range Of Lenders

With a choice of more than 40 lenders available, we will customise the best deal possible to suit your needs and potentially have you approved for finance as soon as possible.

Your car loan questions answered

How do I get started with car financing in Melbourne?

Do I need to pay for your services?

How much can I borrow?

How many days is the car loan process?

What are the interest rates?

What are the requirements?

Will you help me compare car loan rates?

How about private sale?

Is there a minimum loan amount?

Is it possible to terminate the car loan early?

How about additional repayments?

Will my credit score be affected if my car loan application is denied?

1800Approved Finance Solutions
1 Queens Rd Melbourne Vic 3000