We are proud to help Australians find the best car loan option
With one of the largest lending panels in Australia, it is easy to offer you the best car loans.
Online car loan application; easily upload and sign documents directly from your phone or computer.
Our massive lending panel allows us to find you the best car loan rates.
We care about you, so we make sure we don't impact your credit score.
With our fintech platform, we match you with a lender and pre-approve your car loan in minutes.
Our team of more than 150 asset finance brokers work with you until your car loan is settled.
Your car finance questions answered
No. Unlike a bank, we do not leave an impression on your file as part of our assessment. When you submit an application with 1800Approved, the information in the form is retrieved to analyze loan options available for your specific circumstances without affecting your credit score (soft credit touch). This means it will not show on your credit file as a “declined” if your application is unsuccessful. Your credit score only gets affected if when, after discussing loan options with your broker, you decide to go ahead and an application is submitted to a lender.
Yes, we require comprehensive insurance on your car. Our team of asset finance brokers can help you arrange comprehensive insurance and add this to your loan package if you wish.
Yes, you can be approved if you don't have a deposit. At 1800Approved we offer no deposit car finance, which means 100% of the purchase price is included in the car loan package. This means if you don't have the funds upfront to buy the car of your dreams, you still have a chance of getting your car loan approved depending on your specific circumstances.
Yes, you can get approved for a poor credit car loan. At 1800Approved we believe in assessing your circumstances and finding a solution that best suits you, so if you have bad credit or you are currently on Centrelink we might be able to help you.
The best car loan for you will depend on how you're employed. We offer commercial car loans and consumer car loans
A consumer car loan is a standard vehicle finance option for consumers, available with no deposit and usually up to 7 years term.
Car Loan Options
A commercial car loan is only available for ABN holders to finance a vehicle that will be used at least 50% of the time for business. As it has Low Doc options, it is more flexible than a consumer loan. It is available with no deposit and usually up to 7 years term.
Low Doc Options
Representative example: Based on a $30,000 loan with an 84-month term for a borrower with excellent credit history at a comparison rate of 4.99% p.a. the estimated total amount payable per month is $444. Interest rates range from 4.99% p.a. (comparison rate 6.97% p.a.) to 12.37% p.a. (comparison rate 20.30% p.a.). Rates are subject to change depending on the rates offered by lenders in our Lending Markets. Ausloans Finance Group credit criteria and terms and conditions apply.
Ausloans Finance Head Office: 1/33 Ereton Drive Arundel QLD