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*1. This competition is a promotion run by Ausloans Financial Group Australian Credit License: 383999 (“Promoter”). 2. Entries and information on prizes and how to enter form part of these terms and conditions (“Terms”). Entries not completed in accordance with these Terms are ineligible. Participation in this competition constitutes acceptance of these Terms. 3. The competition is open to residents of Australia. 4. Directors, officers, management, employees and other staff of the Promoter, related entities and agents of the Promoter are ineligible to enter. Immediate family members of the Promoter’s employees within its Assistance division, directors, officers and group executive members are also ineligible to enter. Business and fleet members are ineligible to enter. 5. The Promoter reserves the right in its sole discretion to disqualify any individual whom the Promoter has reason to believe is ineligible, breached any of these conditions, or engaged in any unlawful or otherwise improper misconduct calculated to jeopardise the fair and proper conduct of the competition. The Promoter’s legal rights to recover damages or other compensation from such an offender are reserved. If a winning entry is deemed not to comply with these conditions of entry, the entry will be discarded and a new winner of that prize will be determined by drawing a further valid entry in accordance with these Terms, subject to the written direction of any relevant authority. 6. The competition commences on 26 May 2020 and closes midnight 20 December 2020 (Promotion Period). 7. Eligible entrants are determined by completing all questions in the survey. 8. Only one Gift Card per entrant is permitted. 9. All entries become the property of the Promoter. No responsibility is accepted for late, lost or misdirected entries. 10. The draw prize includes; a. 1 x $100 Gift Card.11. The winner will be notified by telephone and email using the telephone number and email address listed on their application.  12. If the winner is unable to be contacted within four weeks, the relevant winner’s entry will be deemed invalid and the Promoter reserves the right to cancel the $100 gift card. 12. Collection of the prize will be organised with the winner upon notification of their prize. 13. The prize(s) are not transferable, exchangeable or redeemable for cash. 14. Entry rules of the $100 Gift Card draw apply. 15. The Promoter may require winners to provide proof of identity, proof of age, and proof of current and valid Australian driver’s license with proof of residency at the nominated prize delivery address. Identification considered suitable for verification is at the Promoter’s discretion. If the winner of the prize is under the age of 18 years (where entry by persons under 18 is not permitted), the Promoter may, at its discretion, award the prize to the winner’s parent or guardian. 16. The information that entrants provide will be used by the Promoter for the purpose of conducting the competition, and to periodically keep entrants informed about the goods and services provided by the Promoter, related entities and its service providers. By entering this competition entrants consent to the use of their contact details for the purposes described in this clause. The Promoter may use or disclose entrants’ personal information to related entities or other appropriate third parties in accordance with its privacy policy available on its Internet site at https://www.ausloans.com.au/privacy-policy 17. The prize winner acknowledges that the prize, or any component of the prize, may be subject to the standard terms and conditions of the individual prize supplier(s) and may be subject to additional terms and conditions imposed by third parties. The winner must become acquainted with any such additional terms and conditions prior to accepting the prize. The Promoter does not accept any responsibility and is not liable for any additional conditions imposed on the taking of the prize by third parties, or for the breach of those conditions by any person. The acceptance of the prize creates a relationship between the prize winner and the individual prize supplier(s) and the Promoter is not responsible for and accepts no liability in relation to, any loss, damage or claim that may be incurred by the prize winner as a result of the prize winner’s decision to accept the prize. 18. The Promoter will use its best endeavours to provide the prize as listed. If the prize (or any element of the prize) is unavailable, the Promoter, in its absolute discretion, reserves the right to substitute the prize (or that part of the prize) with a prize of equivalent value and/or specification, subject to any written directions from a regulatory authority. 19. If for any reason this competition is not capable of being conducted by the Promoter as intended, whether because of a computer virus, mobile phone failure, bugs, tampering, unauthorised intervention, fraud, technical failures, or any other cause beyond the reasonable control of the Promoter which in the Promoter’s opinion affects the administration of the competition, security, fairness or integrity, the Promoter may in its sole discretion, cancel, modify or suspend the competition, subject to the approval of the Office of Liquor and Gaming Regulation in Queensland as may be required. 20. Without limiting any other paragraph, the Promoter may at its discretion amend any aspect of this competition or these terms, subject to applicable laws and subject to the approval of the relevant regulatory authorities. 21. The Promoter, its related entities, and the directors, officers, management, employees and other staff of the Promoter and its related entities (Promoter’s Agents) will not be liable for any loss or damage or for any personal injury sustained as a result of taking the prize(s) or entering into this competition. The Promoter and the Promoter’s Agents make no representations or warranties as to the quality, suitability or merchantability or any goods or services offered as prizes. To the extent permitted by law, the Promoter and the Promoter’s Agents are not liable for any loss suffered to person or property by reason of any act or omission, deliberate or negligent, by the Promoter or the Promoter’s Agents, in connection with the arrangement for the supply, or the supply, of goods and services by any person to the prize winner and, where applicable, to any persons accompanying the prize winners. 22. If, notwithstanding the above, the Promoter or the Promoter’s Agents are found to be liable to any person in connection with this competition the Promoter’s and the Promoter’s Agents’ maximum aggregate liability is limited to $1.00. 21. To the maximum extent permitted by law, the Promoter and the Promoter’s Agents will not be liable to any person for indirect or consequential loss or damage suffered by any person in connection with entering the competition, or as a result of taking the prize. This applies to all claims, whether such claims are made in tort (including without limitation negligence), in equity, under statute or any other basis.